TERMS AND CONDITIONS
These Terms and Conditions govern your use of the website located at www.800lendusa.com (the “Website”). Please read the Lend USA® Terms and Conditions carefully before using the Website.
YOU MUST CAREFULLY READ ALL OF THESE TERMS AND CONDITIONS BEFORE USING THIS WEBSITE. USE OF THIS WEBSITE MEANS THAT YOU ACCEPT ALL OF THESE TERMS AND CONDITIONS. Lend USA® maintains this site for informational, educational, and communication purposes. Any access and use of this website is subject to the .following terms and conditions, which are deemed accepted without limitation or qualification by your access and use of the site. If you do not accept these terms and conditions please exit this site now. BY ACCESSING, BROWSING, USE, AND CONTINUED USE OF THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.
Your use of and browsing in the website are at your own risk. Lend USA® or any other party involved in any transaction generated through this website assume any responsibility for, and shall not be liable for, any damages to you, your computer equipment, or any other person or property due to browsing, or downloading from this site. We reserve the right, at our discretion, to change these terms and conditions at any time. Check these terms regularly for changes.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by Lend USA® (herein referred to as “ Lend USA®,” “we,” “us,” or “our”). No material from this Website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way with the express written consent of Lend USA®. All trademarks, service marks, trade names, and copyrights on the website are proprietary to Lend USA® or used with permission from third party rights holders. No unauthorized use is permitted. Modification of the materials or use of the materials for any other purpose is a violation of Lend USA®’s copyright, trademarks, and other proprietary rights. For purposes of these terms, the use of any such material on any other website or networked computer environment is prohibited. In addition, direct linking, deep linking, framing, page-jacking, meta-tagging, and using a robot, spider, or automated device of any kind to monitor or copy the Website is strictly prohibited.
All trademarks, logos, and service marks displayed on this site are registered and unregistered trademarks of Lend USA, and are the property of Lend USA. Nothing on this site should be construed as granting, by implication or otherwise, any license or right to use any trademark displayed on this site without the prior written permission of Lend USA.
Any rights not expressly granted herein are reserved.
Should you transmit via email or through this website unsolicited suggestions, solicitations, or materials ( “Submissions”), these Submissions are and will be treated as non-confidential and non-proprietary and Lend USA® will not be liable for any use or disclosure. Without limitation of the foregoing, within the law, Lend USA® will exclusively own all rights to the Submissions of any kind or nature. Lend USA® will be entitled to unrestricted use of the Submissions for any purpose whatsoever, without compensation to the provider of the Submissions. In addition, any “moral rights” in those materials shall be waived.
You may only use the Website and its contents for lawful purposes and you are prohibited from storing, distributing or transmitting any unlawful material through this site.
This website may link to other websites on the web. These websites are not under the control of Lend USA®, and you acknowledge that that Lend USA® is not responsible for the accuracy, legality, or any other aspect of the content of such websites. A link on this website does not imply endorsement of any site by Lend USA® or any association. Lend USA® does not make any warranties or representations as to the security of any information .
This site is controlled and operated by Lend USA® from its offices within the State of Texas, United States of America. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.
Lend USA® makes no representation that materials or other content on this website are appropriate or available for use outside the United States. If you choose to access the Website from other locations you do so at your own risk. You are responsible for complying with applicable local laws. You specifically agree to comply with all applicable laws concerning the transmission of technical data exported from the United States or the country you reside in.
THE MATERIALS IN THE WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND. LEND USA® DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE ERROR-FREE, OR THAT THE WEBSITE SERVERS WE USE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. LEND USA® DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE INFORMATION MATERIAL ACCURACY, OR RELIABILITY. YOU (AND NOT LEND USA®) ASSUME THE ENTIRE COST OF ALL REPAIR, OR CORRECTION.
LIMITATION OF LIABILITY
LEND USA® SHALL NOT UNDER ANY CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS SITE, EVEN IF LEND USA® OR A LEND USA® AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL LEND USA®’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT OF LEND USA’S PROCESSING FEE.
Lend USA assumes no liability or responsibility for any errors or omissions in any information or statement on this website. IN NO EVENT SHALL LEND USA BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DAMAGES, INCLUDING ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES, EXPENSES, LOST PROFITS, LOST SAVINGS, OR OTHER DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE OR THE INFORMATION CONTAINED ON THIS WEBSITE.
DISPUTES: I agree that if I have any dispute with Lend USA, I will immediately notify Lend USA in writing via certified mail of my dispute. I agree to negotiate in good faith in an effort to resolve my dispute with Lend USA. If my dispute cannot be resolved by negotiation, I agree that my dispute shall be submitted to mediation in Tarrant County, Texas. I agree that Lend USA’s only liability shall be limited to its processing fee. I agree that all venues shall be in Tarrant County, Texas.
Loan Approvals shall only be issued in writing and must be signed by the chairman of the loan approval committee to be valid. There are no verbal or oral loan approvals. There shall be no other form of loan approval, only written approval. “Pre-approval,” “Pre-Qualification,” “Pre-Qualified” are merely preliminary opinions and are not loan approvals.
LOAN DENIAL: I understand that there is no guarantee any loan application will be approved. Due to changing loan markets, some programs may change or be eliminated without notice. PLEASE Call for details.
I agree that LEND USA shall not be responsible for any costs or expenses resulting in any delays. There will be no refunds of any fees paid by me, or on my behalf, for any reason.
I authorize LEND USA to submit my loan application to lenders for review and consideration and I understand that my loan, if approved, may be from a lender other than LEND USA.
I UNDERSTAND AND AGREE that to facilitate loan approval, LEND USA may utilize the services of other entities, including subsidiaries of LEND USA. I understand that any credit decisions concerning my application are made by the final lender/investor and not by Lend USA.
CONFIDENTIALITY: LEND USA’s conversation, rates, points, fees, and disclosures are considered extremely confidential. I agree not to disclose any LEND USA information, rates, points, fees, disclosures and applications to anyone. I realize that if I breach this agreement, that LEND USA may be damaged and I may be sued.
State and federal law regulate loans, contracts, closing procedures, and disclosures. Individual situations and state laws vary. Users are encouraged to obtain appropriate legal and financial advice for their own circumstances and needs.
All loan programs have certain terms and conditions that may change without any notice to you. Lend USA’s rates, quotes, points, fees, programs are subject to change at any time without notice. Programs may not be combined.
HOW TO CONTACT US
The Website is controlled and operated by Lend USA®. Please forward any comments or complaints or any questions regarding privacy to Lend USA®, P.O. Box 465, Bedford, TX 76095.